Website Disclaimer & Important Notices
Financial Coaching Services – Canada
General Disclaimer
The content on this website, including blog articles, videos, podcasts, resources, and any other materials, is provided for general informational and educational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, legal, accounting, or professional advice.
I am a financial coach, not a licensed financial planner, investment advisor, portfolio manager, securities dealer, or insurance agent. I am not registered with any provincial securities regulator in Canada (including the Ontario Securities Commission, Autorité des marchés financiers in Québec, British Columbia Securities Commission, etc.) and I do not hold any professional designations that permit me to provide regulated financial advice or sell financial products.
No Personalized Advice
Any examples, case studies, strategies, or general recommendations shared on this website or during coaching sessions are hypothetical or generalized in nature. They are not tailored to your personal financial situation, goals, risk tolerance, or needs.
You should not rely on any information provided here or in coaching sessions as a substitute for professional advice from a qualified, licensed professional.
No Guarantee of Results
Past performance of any investment or strategy discussed is not indicative of future results. There is no guarantee that you will achieve similar financial outcomes or any specific results by following the ideas, tools, or strategies presented.
Financial coaching involves effort, discipline, and individual circumstances that I cannot control.
Investment Risk
All investing involves risk, including the possible loss of principal. You are solely responsible for any investment, tax, or financial decisions you make.
Before making any financial decisions or implementing any strategy, you should consult with a qualified professional such as a licensed financial planner, accountant, tax advisor, or lawyer who can provide advice specific to your situation.
No Fiduciary Duty
As an unlicensed financial coach, I do not owe you a fiduciary duty. I am not acting as your advisor or agent.
Affiliate & Referral Disclosure
From time to time, I may recommend products or services (books, courses, tools, banks, apps, etc.) and may earn a commission or referral fee if you choose to purchase through my links. These recommendations are made because I believe they may be helpful, but I am not liable for your experience with third-party providers.
Testimonials & Reviews
Testimonials shown on this website are from real clients; however, they are individual results and results do vary. They are not guarantees or promises of your future success.
Jurisdiction
This website and my coaching services are intended for residents of Canada only. Laws and regulations vary by province and territory. The information provided may not be appropriate or compliant for residents outside of Canada.
Errors & Omissions
While I strive for accuracy, I make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website.
Last Updated: December 1, 2025
By using this website and/or engaging my coaching services, you acknowledge that you have read, understood, and agree to this disclaimer.
